Our mission is to drive financial inclusion by providing affordable and accessible digital lending solutions that empower individuals and SMEs in emerging markets
Zood is a digital lending platform providing innovative financial solutions to over 300 million people in Pakistan, Iraq, Uzbekistan, and Lebanon. As a brand of OrientSwiss, we offer a holistic ecosystem encompassing FinTech, E-commerce, and E-logistics services, with lending at the core of our operations.
Headquartered in Switzerland, Zood has ten offices serving over 10 million users across our fast-growing FinTech emerging markets. We are committed to delivering an exceptional lending and shopping experience and cross-border services to merchants and customers.
ZoodPay, the fintech arm of Zood, offers a range of innovative lending solutions. ZoodPay SME Inventory provides merchants monthly inventory financing and the necessary warehousing technology. ZoodPay Consumer BNPL is a 4-installments consumer plan with 0% interest, and ZoodPay Consumer Credit is an extended consumer BNPL product (up to 12 months) with interest. Our consumer lending products can be accessed through multiple distribution channels, including ZoodMall, partner apps, and websites via a seamlessly integrated API, and in offline partner shops throughout our countries of operation.
ZoodMall, Zood’s e-commerce arm, is the Middle East’s and Central Asia’s fastest- growing mobile-only shopping app. Our marketplace is the go-to destination for a wide variety of products, from fashion and electronics to home goods and beauty and more. We are committed to providing customers with a convenient shopping experience with over 7 million products from more than 30,000 local and cross-border sellers, and our buy now pay later lending solutions from ZoodPay.
ZoodShip, Zood's e-logistics services, complements the ecosystem by providing fulfillment and consolidation services to merchants and last-mile delivery options to customers' homes or through ZoodShip lockers, pickup points, or self-collection from stores.
The ZoodPay Ecosystem
Our ecosystem embeds FinTech, E-commerce, and E-logistics services, with lending being our core activity.
The Middle East and Central Asia fastest-growing mobile-only shopping app
7 Million+ products
10 million+ users
30,000+ local and cross-border merchants
ZoodPay installment payment solutions
Consumer lending products ranging from 4-interest-free installments up to 12 interest-bearing installments.
Monthly inventory financing and warehousing services for SMEs
E-logistics services including fulfillment, consolidation, and last-mile delivery to the customer’s home or through our ZoodShip Smart Lockers Network (pick up and collection points)